Many of us find ourselves with credit card debt, particularly in the post-Christmas period.
Charlie Weston, personal finance editor of The Irish Independent, joined us to recommend five ways of reducing this debt.
His tips are:
- Be honest about it
- Cancel direct debits
- Get rid of your credit card if you can
- Focus on one card at a time
- Talk to your bank
Listen to the interview in full by pressing the play button on this page.