Households still managed to keep saying above average throughout the summer despite the rising cost of living.
In July, inflation was measured at more than 9%.
Figures from the Central Statistics Office show from July until September households were saving 19% of their income.
It's a slight fall from between April and June when the figure was at 20%.
Pre-pandemic the saving ratio was at 10% so the figures suggest saving habits have changed over the past few years.
Real disposable income for households also declined for the third quarter in a row up until September - however that is coming from a 24-year high last year.
The CSO also say despite earnings increasing - that was outpaced by inflation, meaning households' real income was lower.
