The Central Bank says its current rules on mortgage lending will remain in place.
It comes as the latest figures show lending in the mortgage market is recovering to pre-pandemic levels, and fewer people aged under 30 are drawing down a mortgage.
14,000 mortgages were drawn down in the first six months of the year - which the Banking and Payments Federation of Ireland says is back to 2019 levels.
Analysis by BPFI also shows 24% of mortgages for first-time buyers were drawn down by people under-30 in the first half of this year, compared to 60% by under-30s in 2004.
CEO of the federation Brian Hayes says there are many reasons for this:
"That trend is there largely because of family formation issues when people are having kids and getting married. But also there because of other reasons, like the cost of housing and affordability."
Rules introduced in 2015 following the financial crash, cap mortgage lending at 3-and-a-half times of someone's income.
Governor of the Central Bank, Gabriel Makhlouf, says he doesn't expect any changes to lending rules to make it easier for younger people to get mortgage approval:
"Changes to the mortgages measures that would directly and deliberately support younger people as opposed to continuing to focus on financial stability and making sure that we try and avoid reckless lending and reckless borrowing."
