People aged between 25 - 44 in Ireland are the most indebted generation on Planet Earth.
Let that sink in for a moment.
Economics and financial news can be tricky to understand and keep on top of.
Columnist Dr Stephen Kinsella, a Senior Lecturer in Economics, says some Irish adults just don't know how to manage their own money.
A study has revealed that just 24% of people describe themselves as financially savvy.
Stephen joined Dermot & Dave to break it down and there was a massive reaction to his straight talking approach.